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Extended Payment Plan

The USAA Advantage®

Extended Payment Plan

Every gift is within your reach with 0% interest for up to 12 months.

On merchandise credit/debit card orders that total at least $150 (not including shipping, handling or applicable tax), you can extend your payments as shown in the table below, with no finance charges from USAA Merchandise Services (your normal credit card finance charges do apply). Not available in Washington, DC.

If your order totals ...Extend your payments over ...
$150 - $1,0003 Months
$1,001 - $4,0006 Months
$4,001 - $7,0009 Months
$7,001 - $10,00012 Months
  • Pending credit approval, the first payment is charged to your credit/debit card on the date of initial shipment and includes any applicable sales tax, shipping and handling charges and any amount exceeding $10,000. Any notification needed will be sent to primary email address or mailing address on file.
  • Subsequent payments are charged to your credit/debit card at 31-day intervals.
  • You may make additional payments at any time.
  • Some credit/debit card agreements prohibit monthly payments. If your credit/debit card is one of these, we will notify you and bill in one payment.

If you select our Extended Payment Plan, your payment status will be updated and available through My Accounts on the USAA Diamond and Jewelry Shop. Check back monthly for payment updates.